American Dreamers: Hailstrike Insurance
What you wouldn't expect is a company that's in the business of helping homeowners...
in tonight's American Dreamers newscenter1's Shad Olson catches up with two entrepreneurs who just might show up on your doorstep offering some help.
At their best, hailstones are still more aggravation than fascination, but where some might see only chunks of ice from the sky….others see cold hard cash.
"The first thing we look for when we get up on a roof is to look at the soft metal damage, it's the easiest way to spot if there was hail in the area …."
For Cam Abbitt of hailstrike insurance recovery….money that changes hands after every storm….
"This is a shingle that suffered a high speed impact, has knocked the granular layer loose dislodging the particulate surface."
Ten years ago, Cam Nesbitt's passion as a storm-chasing data junky. "Everything running in our suite is already, you know, through a 110 block to Cat 5." Brought him to the world of hail damage restoration.
"On our average we see is 30 to 40 percent is missing per claim…."
Money that Cam Abbitt and partner Jeff help homeowners recover. "I would recommend you call your insurance company." By reading the fine print insurance adjustors hope you miss.
"You see all the unused holes through it, it's worn out, they've tried to caulk where the seal is."
It's estimated that homeowners typically accept and receive 30 to 40 percent less damage compensation than they're entitled to.
"Here's where a larger stone had a high speed impact with the shingle." Money some insurance companies hope you leave on the table.
"It's a short cut it saves you a little bit of money, so that if you're really tight on funds maybe because you didn't get the correct amount of money from the insurance company, in the claim."
A chance for Cam and Jeff to turn an act of God.
"That size hail hit would be indicative of about an inch maybe an inch and a quarter."
Into an act of service…"We want to show everybody there's a better way to do things out here, you can take integrity to the highest level that is humanly possible, then we can, we'll represent you and process this all the way through for you."
"Cause we don't always know the ins and outs of it and this kind of helps us understand it better."
"We will always act without exception into for the homeowner's best interest."
While not every homeowner stands to gain 30 or 40 percent by allowing someone else to negotiate a claim, we would point out that every claim, every policy, every company and every damage situation are different.